Financial services firm should always be proactive in visualizing in advance what the market wants, or reactive to the needs and wants of customers. They must always be changing to the tune of the market. Production and supply of financial services must be performed simultaneously. This demands a clear-cut organization and their clients. The main objective of the financial sector reforms is to promote an efficient, competitive and diversified financial system in the country. This is essential to rise the allocate efficiency of available savings, increase the return on investment and thus to promote the accelerated growth of the economy as whole.